We scope before we quote
We don't quote off a form. A short review of your current setup gives us — and you — a real number, not a placeholder.
Pricing
Three tiers. We scope it properly before sending a number.
We don't hide scope behind a faceless “request a quote” wall. Three published tiers — what's in each one is below. A 30-minute review tells you which one fits and what it costs.
Starter stack
Compliance + clean books on Xero.
Typically S$650 – S$950 / month
Single-outlet or pre-multi-outlet SMEs that need the base stack working.
Honest note: Range depends on transaction volume and how clean the existing books are at handover. We confirm the exact band after a 30-minute review.
- Company secretary + registered office
- Annual ACRA filing
- Monthly bookkeeping on Xero
- Bank reconciliation
- Month-end close, monthly management report
- Tax filing (ECI + Form C-S / C)
- GST F5 (if applicable)
Operator stack
Most commonCompliance + bookkeeping + AI agents + owner dashboards.
Typically S$1,800 – S$3,500 / month
F&B, retail, or service businesses with high transaction volume and multiple payment channels.
Honest note: Range anchors on outlet count and payment-channel complexity, not on revenue. Most F&B and retail engagements at 1-3 outlets land in this band.
- Everything in the Starter stack
- Aspire expenditure workflow configured
- POS / delivery platform reconciliation
- Named AI agents on receipts, vendor chasing, exceptions
- Owner dashboard (cash, revenue, COGS, labour, margin)
- Weekly management summary
- Outlet-level P&L
Custom
For multi-outlet F&B and retail, or businesses with complex stacks.
From S$4,500 / month
Multi-outlet groups, holding companies, businesses with HR/inventory/franchise complexity.
Honest note: Custom is bandless on the upper end — the floor reflects what it costs to design and run a multi-outlet stack with named accountabilities and a quarterly business review.
- Full stack design across entities and outlets
- Custom AI agents for your workflow
- HR, payroll, inventory integrations
- Dashboards by outlet, channel, project, brand
- Quarterly stack review and operating advisory
- Dedicated lead accountant + process manager
Scope and quote are confirmed after a 30-minute review of your current setup. We don't price off a form — what's in each tier above is the scope, the dollar figure follows.
How we price
Three principles we run pricing on.
No retainer until scope is signed
The first conversation costs nothing. We only invoice after the scope and engagement letter are signed and you've seen exactly what's included.
Honest about what's automated
AI agents handle the repetitive admin. Qualified humans handle the review. You pay for both, and the split is in the engagement letter.
Common questions
What people ask before we scope.
Why don't you publish exact prices?
F&B and retail stack design depends on outlet count, transaction volume, payment channels, and integration complexity. A flat menu would either overcharge small operators or undercharge complex ones. The bands above are anchored — most engagements come in within them. We scope it properly before sending a number.
What's the minimum engagement?
We work on a monthly retainer with a typical 6-month initial term, so the stack design has time to settle and the close runs cleanly. We don't do one-off ad-hoc work — that's not where we add value.
Is the AI charge separate?
No. The named AI agents are included in the Operator stack tier. We don't price AI as a per-seat or per-transaction line item — the agents are part of how we run the engagement, not a metered add-on.
Get a real number
A 30-minute review gives you a scoped quote you can trust.
Tell us what you operate today — outlets, banks, POS, current accountant arrangement. We'll come back with a real band and what's in scope.