Who we help · Growing SMEs
When your accounting needs to grow up with the business.
Most SMEs hit a stage where the bookkeeping that worked at five people doesn't work at twenty-five. The stack needs to be re-designed before the chaos shows up in the numbers.
The signs
The things owners start saying around this stage.
Reports are always late
Month-end takes weeks, not days. By the time you see the numbers, the month is gone.
You can't see by department
The consolidated P&L hides where things are working and where they aren't.
Admin is creeping up
Receipt chasing, approval flows, vendor follow-ups — quietly absorbing more of the team's time.
Compliance feels reactive
Filings, GST, ECI — handled, but always at the last minute and never with confidence.
The stack is fragmented
Spreadsheets, email, multiple bank accounts, a half-implemented accounting tool, and no clear source of truth.
You can't answer fast questions
Margin by product. Cost per outlet. Customer acquisition cost. The answer takes a week of digging.
What changes when we step in
From scattered tools to one operating backbone.
We don't replace your team. We sit alongside it, run the stack, fix the workflow, and give the leadership team the visibility they should have had a year ago.
- Real monthly close, finished on a predictable date
- Owner dashboards: cash, revenue, costs, margin
- Outlet, channel, project, or department views
- Compliance run on a calendar, not in panic
- Automation for the repetitive admin
- Stack design — Xero, Aspire, HR, inventory, dashboards — as one system
Singapore SMEs in 2026
The numbers behind the SG SME conversation.
The operating environment scaling SMEs face right now — the context that makes the stack-design conversation worth having.
17%
Singapore corporate income tax (headline)
Effective rate for most SMEs is materially lower thanks to Partial Tax Exemption (PTE) and, for qualifying new companies, Start-Up Tax Exemption (SUTE).
S$1M
GST registration threshold
The retrospective + prospective tests catch most SMEs earlier than the planning cycle assumes. Worth getting right.
1 Apr 2026
InvoiceNow voluntary GST trigger
Then progressive rollout to all GST-registered businesses by 1 Apr 2031. Xero is Peppol-ready; QuickBooks Desktop and spreadsheets are not.
6 months
To appoint a company secretary
Within 6 months of incorporation. Can't be the sole director. We act as secretary for clients as part of the base stack.
7 months
To file Annual Return after FYE
For private companies. ECI within 3 months of FYE; Form C-S or C by 30 November of each Year of Assessment.
2 of 3
Small company audit exemption
Singapore private companies meeting 2 of 3 criteria over 2 consecutive FYs (revenue ≤ S$10M, assets ≤ S$10M, ≤ 50 employees) are exempt from statutory audit.
Sources: IRAS corporate tax and GST guidance, ACRA Companies Act and Annual Return guidance, MOM Local Qualifying Salary updates.
From the work
A growing-SME engagement, start to finish.
For growing SMEs
Re-design the backbone before the chaos shows up in the numbers.
Tell us what the business looks like today — headcount, revenue, outlets, the tools you use. We'll show you what needs to change next.